Thank you for your interest in Realty Mogul, Co. The following statements and documents contain important information about the services and products provided by Realty Mogul, Co. and its affiliates (“we,” “our,” “us,” or “RealtyMogul”), including information concerning fees we can receive, conflicts of interest, and your relationship with us. You should carefully read and understand each of the following documents and statements prior to making any investment decision or utilizing any of our services.
These terms of service and use govern your access to and use of our website(s) and services, including any software, applications, services, and any content therein (“Platform”).
Electronic Consent and Delivery of Documents
We provide the vast majority of our services electronically. Accordingly, we require that you review and agree to this electronic consent and delivery agreement in order to work with RealtyMogul.
This Privacy Policy describes the categories of personal information we collect through our website and services, why we collect it, and the types of entities to whom we may disclose your personal information. We also describe rights you may have with respect to such information. By accessing our site or utilizing our services, you are agreeing to the collection and use of personal information as described in the privacy policy.
Gramm-Leach-Bliley Act (“GLBA”) Privacy Notice
This GLBA Privacy Notice provides notice concerning the personal information we can collect that is subject to the federal Gramm-Leach-Bliley Act (“GLBA”).
Form CRS: Customer Relationship Summary
This document contains important summary information concerning the types of services the RM Securities, LLC offers; the fees, costs, conflicts of interest, and required standard of conduct associated with those services; whether the RM Securities, LLC and its financial professionals have reportable legal or disciplinary history; and, how to get more information about RM Securities, LLC. The relationship summary also includes questions to help you begin a discussion with an adviser or broker about the relationship, including their services, fees, costs, conflicts, and disciplinary information.
Regulation Best Interest Disclosure
This document provides material information about the scope and terms of the brokerage services that RM Securities, LLC provides to retail customers who utilize RM Securities, LLC’s brokerage services. It will help you understand RM Securities, LLC’s approach, services, the fees it and its affiliates can receive, compensation and conflicts of interest.
RM Securities, LLC’s Limited Brokerage Services Agreement (“LBSA”)
The LBSA governs your use of brokerage services offered by RM Securities, LLC. The agreement contains important information about the services provided, limitations so such services and products offered, risks of investment, fees, your obligations in utilizing the brokerage service, and other important information. Your express acknowledgement and agreement to the terms of the LBSA is required before any brokerage services are provided by RM Securities, LLC.
Business Continuity Summary Disclosure Statement
We have developed a Business Continuity Plan (“BCP”) concerning how we would respond to events that significantly disrupt our business. We summarize our BCP in the Business Continuity Summary Disclosure Statement.
Investment Risk; Issuer Offering Documentation; Product-Specific Disclaimers
The investment products offered on our Platform are highly speculative and involve a high degree of risk, including without limitation: (i) risk of substantial or total loss of investment; (ii) lack of diversification and concentration risk which can amplify losses that can occur from having a large portion of your holdings in the type of investment products we offer relative to your overall portfolio; and (iii) illiquidity because the investment products we offer are typically subject to holding period requirements, are often “restricted securities”, are not actively traded, and you may need to hold the securities indefinitely. In addition, each investment product we offer will carry risks that are specific to the relevant investment product. In addition to the documents and disclosures provided on this page, you should carefully review all of the relevant issuer’s offering documents (e.g., private placement memorandum, operating agreement, subscription agreement, prospectuses, presentations, and any other information provided by the issuer about an offering) for each investment product which contain important information about the fees you will pay, conflicts of interest, specific and general risks associated with the relevant investment product. Please also carefully review any investment product specific disclaimer we may provide.
You should conduct your own due diligence on any investment product, not rely on business or financial assumptions or estimates provided by the issuer of an investment product and are strongly encouraged to consult with a financial advisor, attorney, accountant, and any other professional that can help you understand and assess the risks associated with any investment product. Importantly, you should not invest unless you can readily bear the consequences of such loss, including loss of your entire investment. A loss of part or all of the principal value of your investment may occur, and you should not invest unless you can readily bear the consequences of such loss.
Investment products on the Platform are not bank deposits (and thus not insured by the FDIC or by any other federal governmental agency), are not guaranteed by us, and can lose value. Neither the Securities and Exchange Commission nor any federal or state securities commission or regulatory authority has recommended or approved any investment or the accuracy or completeness of any of the information or materials provided by or through the Platform.